What You Need to Know About Credit Card Services Merchant Services Rates

Before you can open a merchant account and begin accepting credit cards, you must first have a business bank account. You will need a business license and employer identification number to open the account. If you are the sole proprietor of a business and have no employees, you may use your social security number as the employer identification number.

When completing an application for a merchant account, the company will look at your credit history and length of time you have been in business as part of the application process. It may also ask you for credit references. Likewise, you

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