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Thursday, June 30, 2011

How To Start Buying Stocks?

How To Start Buying Stocks? - Stocks are something worth buying, but before you start you need to learn how to go about making it happen. Many people understand the stock market is an extremely valuable place to put your money if you know what you are doing and they are excited to learn the process.

Today, it is our goal to show you how to make this dream a reality, but it may not be as difficult as you dreamed it to be. In fact, I am willing to bet it is simpler than you thought.
How To Start Buying Stocks?
[caption id="attachment_2813" align="alignright" width="300" caption="How To

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Mortgage Scams Tips

Mortgage Scams Tips - Here are some tips for you to avoid scams when it comes to your mortgage. You have to know this moment of uncertainty in the real estate market will lead to vultures entering the industry and offering scams in an attempt to take your money and or identity.

It is our aim today to give you a few tips to help you recognize a few mortgage scams and give you a few tips with how to deal with suspected scams. You have to remain diligent in these times to ensure you are not the next victim of these crooks.
Mortgage Scams Tips
In an effort to help you protect yourself, we

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Mortgage Scams Tips

Mortgage Scams Tips - Here are some tips for you to avoid scams when it comes to your mortgage. You have to know this moment of uncertainty in the real estate market will lead to vultures entering the industry and offering scams in an attempt to take your money and or identity.

It is our aim today to give you a few tips to help you recognize a few mortgage scams and give you a few tips with how to deal with suspected scams. You have to remain diligent in these times to ensure you are not the next victim of these crooks.
Mortgage Scams Tips
In an effort to help you protect yourself, we

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Mortgage Scams Tips

Mortgage Scams Tips - Here are some tips for you to avoid scams when it comes to your mortgage. You have to know this moment of uncertainty in the real estate market will lead to vultures entering the industry and offering scams in an attempt to take your money and or identity.

It is our aim today to give you a few tips to help you recognize a few mortgage scams and give you a few tips with how to deal with suspected scams. You have to remain diligent in these times to ensure you are not the next victim of these crooks.
Mortgage Scams Tips
In an effort to help you protect yourself, we

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Mortgage Scams Tips

Mortgage Scams Tips - Here are some tips for you to avoid scams when it comes to your mortgage. You have to know this moment of uncertainty in the real estate market will lead to vultures entering the industry and offering scams in an attempt to take your money and or identity.

It is our aim today to give you a few tips to help you recognize a few mortgage scams and give you a few tips with how to deal with suspected scams. You have to remain diligent in these times to ensure you are not the next victim of these crooks.
Mortgage Scams Tips
In an effort to help you protect yourself, we

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Tuesday, June 28, 2011

Mortgage Scams Tips

Mortgage Scams Tips - Here are some tips for you to avoid scams when it comes to your mortgage. You have to know this moment of uncertainty in the real estate market will lead to vultures entering the industry and offering scams in an attempt to take your money and or identity.

It is our aim today to give you a few tips to help you recognize a few mortgage scams and give you a few tips with how to deal with suspected scams. You have to remain diligent in these times to ensure you are not the next victim of these crooks.
Mortgage Scams Tips
In an effort to help you protect yourself, we

Read more, click here...

Mortgage Scams Tips

Mortgage Scams Tips - Here are some tips for you to avoid scams when it comes to your mortgage. You have to know this moment of uncertainty in the real estate market will lead to vultures entering the industry and offering scams in an attempt to take your money and or identity.

It is our aim today to give you a few tips to help you recognize a few mortgage scams and give you a few tips with how to deal with suspected scams. You have to remain diligent in these times to ensure you are not the next victim of these crooks.
Mortgage Scams Tips
In an effort to help you protect yourself, we

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College Scholarship Search

College Scholarship Search - The search for a scholarship or two to attend college is one that must be done. The rising price of college tuition, fees, room, board, and books seem to be escalating each day.

Unfortunately, the rising cost of getting a college degree doesn't seem to be slowing down. This is something every parent and future student should be concerned with. The only viable solution these days is to make sure you step up your college scholarship search.
More: How much to Save for College?
More: Should You Consider a 529 College Savings Plan?
College Scholarship

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WHAT DRIVES MORTGAGE INTEREST RATES?

By Marla Barch, a real estate investor, mortgage planner, and contributing writer with Invest With Passion.

At cocktail parties, one often hears discussions of the stock market trends, with guests professing expertise on the reasons for market movement and predicting the future direction. They talk about websites like BullionVault.com and other places where they go for advice and tips on the market. While many believe they've deciphered the stock market, the majority will still admit that the movement of mortgage interest rates remains a mystery to them. This is the article they

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Who Can Access Your Credit Report?

Who Can Access Your Credit Report? - You are obviously wondering about your credit report and exactly who has access to it. Good, because you should be. Your credit report is one of the most important things you have in your financial world. It is wise to be concerned about who has access to it.

As you may have suspected, there is a governmental act that regulates exactly who has access to your credit report. The Fair Credit Reporting Act (FCRA) specifies who can see your private credit report and information inside of it. However, it may not be as limiting as you would hope.
More: How

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Who Can Access Your Credit Report?

Who Can Access Your Credit Report? - You are obviously wondering about your credit report and exactly who has access to it. Good, because you should be. Your credit report is one of the most important things you have in your financial world. It is wise to be concerned about who has access to it.

As you may have suspected, there is a governmental act that regulates exactly who has access to your credit report. The Fair Credit Reporting Act (FCRA) specifies who can see your private credit report and information inside of it. However, it may not be as limiting as you would hope.
Who Can

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How Do I Dispute Items On My Credit Report?

How Do I Dispute Items On My Credit Report? - Your credit report may have items on it you need to dispute. Learning how to do this properly is one thing you can do to increase your credit scores.

Don't be afraid of the credit reporting agencies, they are not a group to be feared. Actually, they are there to help you. They report the information the credit card and lending companies put on your credit report. Once you have your credit report, it is time to figure out who is reporting what incorrectly and request them to get it right.
How Do I Dispute Items On My Credit Report?
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Monday, June 27, 2011

WHAT DRIVES MORTGAGE INTEREST RATES?

By Marla Barch, a real estate investor, mortgage planner, and contributing writer with Invest With Passion.

At cocktail parties, one often hears discussions of the stock market trends, with guests professing expertise on the reasons for market movement and predicting the future direction. They talk about websites like BullionVault.com and other places where they go for advice and tips on the market. While many believe they've deciphered the stock market, the majority will still admit that the movement of mortgage interest rates remains a mystery to them. This is the article they

Read more, click here...

Friday, June 24, 2011

How Do I Dispute Items On My Credit Report?

How Do I Dispute Items On My Credit Report? - Your credit report may have items on it you need to dispute. Learning how to do this properly is one thing you can do to increase your credit scores.

Don't be afraid of the credit reporting agencies, they are not a group to be feared. Actually, they are there to help you. They report the information the credit card and lending companies put on your credit report. Once you have your credit report, it is time to figure out who is reporting what incorrectly and request them to get it right.
How Do I Dispute Items On My Credit Report?
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Thursday, June 23, 2011

What Is The Best Way To Establish Credit

What Is The Best Way To Establish Credit - Getting your credit establish is a main priority, but what are the best ways to get your credit together? This is a very popular question among those looking to get back on their feet as well as those into real estate investing.

No matter what you are into, you will need to have a decent credit score. It will open doors and opportunity to you moving forward. Sometimes this leads to great savings on interest rates, offers to exclusive deals, or access to capital you might need in your business.
What Is The Best Way To Establish Credit
There is no

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How To Boost Your Credit Scores Quickly

How To Boost Your Credit Scores Quickly - Quickly raising the scores on your credit is something everyone wants to learn how to do. Getting the boost you need may not be as difficult as you think if you are willing to do a few simple things to help yourself out.

Many people involved in real estate investing, trying to purchase their first home or just trying to get their credit score in order are looking for ways to boost their ratings quickly. Believe it or not, this is possible, but you may not get the movement you are searching for initially.
How To Boost Your Credit Scores

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How To Buy Gold For Investment

How To Buy Gold For Investment - Making an investment in gold and learning how to buy the precious metal is something everyone should at the very least consider. The crumbling global economy is forcing people to consider different options to secure their future and gold is one of those options to consider.

Many of the world's top investors are moving their money to gold in this economic flux, so maybe it is time for you to consider doing the same. No sense in allowing the richest people in the world move their investments from dollars and 401ks into gold and not follow this pattern.

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How To Buy Gold For Investment

How To Buy Gold For Investment - Making an investment in gold and learning how to buy the precious metal is something everyone should at the very least consider. The crumbling global economy is forcing people to consider different options to secure their future and gold is one of those options to consider.

Many of the world's top investors are moving their money to gold in this economic flux, so maybe it is time for you to consider doing the same. No sense in allowing the richest people in the world move their investments from dollars and 401ks into gold and not follow this pattern.

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Wednesday, June 15, 2011

How To Start A Retirement Fund

How To Start A Retirement Fund - Getting your fund started for retirement is a great idea. It is best to start sooner than later, but not impossible to start later in life, just makes things a little bit more difficult.

Today, we are going to talk about the basic steps you need to start your retirement fund. This is not very difficult, but it does require a few steps on your end in order to make it happen. Get ready and let's make this happen.
How To Start A Retirement Fund
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Monday, June 13, 2011

Homebuying Bidding Strategy

Homebuying Bidding Strategy - You need a strategy when bidding during the homebuying process. It doesn't have to be complicated or anything like that, but you should have some sort of plan in place.

With the market sinking like it is, I feel you have the advantage in the market. As they say, it is a buyers market, but you have to understand why. This will help you form your homebuying bidding strategy. Allow me to explain.
Homebuying Bidding Strategy
[caption id="attachment_2770" align="alignright" width="300" caption="Homebuying Bidding Strategy"][/caption]

The reason it is a buyers

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No 401k, What Are My Options?

No 401k, What Are My Options? -Retirement options for those with no 401k are what people without them want to know. Believe it or not, many people don't work in a corporate or a nice government position. Therefore, many of these people don't have benefit of a 401k retirement savings plan.

This is nothing to be ashamed of as the corporate work isn't for everyone. I can relate to that because I don't have a 401k account as well, but doing well for my retirement. If you are willing to do a things right, then you can still sock away enough money to make sure you are doing well over the next

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No 401k, What Are My Options?

No 401k, What Are My Options? -Retirement options for those with no 401k are what people without them want to know. Believe it or not, many people don't work in a corporate or a nice government position. Therefore, many of these people don't have benefit of a 401k retirement savings plan.

This is nothing to be ashamed of as the corporate work isn't for everyone. I can relate to that because I don't have a 401k account as well, but doing well for my retirement. If you are willing to do a things right, then you can still sock away enough money to make sure you are doing well over the next

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Thursday, June 9, 2011

How Much Do I Need To Save For Retirement?

How Much Do I Need To Save For Retirement? - Retirement is coming and many need to know how much to save in order to make it work. This is a very common question for those with retirement concerns and there is only one real answer. It depends.

Retirement only has meaning in the mind of the beholder. Simply put, what retirement means to you is not what it means for me nor the next person. We are all different and have a different set of goals and dreams for our twilight years. Therefore, you have to ask yourself, what do you want to do in retirement?
How Much Do I Need To Save For

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What Is The Secret To Saving Money?

What Is The Secret To Saving Money? - Money saving ideas and secrets is what everyone is looking for these days. To tell the truth, it doesn't matter if the economy is good or bad, people are looking for better ideas and ways to save more of their money.

The number one secret to saving money is you have to have a good enough reason to overcome your short term desires of immediate self-gratification. Say you want to get into real estate investing or IRA real estate investing. You know you need some down payment money and basic cash on hand in order to get off the ground. You will be

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Home-Buyer Turn-Offs

Home-Buyer Turn-Offs - There are several turn-offs home-buyers cannot stand. As a seller, you must avoid these all together or risk losing the sell. Most of these are obvious if you are thinking clearly, but we know real estate isn't a realm where people are always thinking clearly.

No matter if you are into real estate investing, are a real estate agent, or a homeowner attempting to sell your home, you don't want to have any home-buyer turn-offs near by. The goal is to make the sale, transfer the ownership of the property, and hopefully make a profit in the process.
Home-Buyer

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Tuesday, June 7, 2011

Curb Appeal Tips (site:realestate.msn.com)

Curb Appeal Tips - Tips on improving appeal of your homes curb and exterior are important this time of year. If you spend a just a few moments on site:realestate.msn.com, then you know it is a topic they talk about and take very seriously.

Improving curb appeal is important for those real estate investing, landlording, selling, or even just living in a home. Real estate is our largest investment, so you want to be sure to take care of it. Making sure your curb appeal is up to par is one way of doing just this.
Curb Appeal Tips site:realestate.msn.com
Winning curb appeal is important

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Home Improvements That Add Value

Home Improvements That Add Value - Improvements to your home can bring value and add a great benefit to your property. However, in this environment, I don't want you to get too excited making improvements and expecting large gains in your property value.

Those real estate investing, considering selling their home, or looking to refinance might be in the market to add a few home improvement projects to your property. Let's talk about a few ideas that are annually a good idea to add value to your property.
Home Improvements That Add Value
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Monday, June 6, 2011

How Do I Get A Free Annual Credit Report?

How Do I Get A Free Annual Credit Report? - Getting an annual credit report for free requires you do a few simple things. It is not difficult, hard, or challenging at all, but it is something that could benefit you tremendously in the future.

Regardless of your goals in the future, your credit report is important. If you want to get into real estate investing or even buy a new car, you will need to understand your credit, know who you owe, and work on paying them off. Credit is critical in this society we have created.
How Do I Get A Free Annual Credit Report?
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Top Commodity Stocks 2011

Top Commodity Stocks 2011 - 2011 is roaring along, but water are the top stocks in the commodity sector for you to own? This is a question every investor wants to know and we are going to do our best to answer it for you.

First of all, let's get a baseline understanding of a commodity. According to Wikipedia, a commodity is a good for which there is demand, but which is supplied without qualitative differentiation across a market. A commodity has full or partial fungibility; that is, the market treats it as equivalent or nearly so no matter who produces it. Examples are petroleum

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Sunday, June 5, 2011

Cost Of Maintaining House

Cost Of Maintaining House - Owning a house cost more than you might expect. All buyers and those interested in real estate investing should be aware of the extra money required to own property.

It may shock you the difference between living in an apartment and living in home will do to your budget. I'm surprised more people don't talk about the extra cost of home ownership. The mortgage, principle, taxes and insurance may only be a few hundred dollars more than the rent you were paying, but it doesn't include the cost of maintaining the property.
Cost Of Maintaining House
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Cost Of Maintaining House

Cost Of Maintaining House - Owning a house cost more than you might expect. All buyers and those interested in real estate investing should be aware of the extra money required to own property.

It may shock you the difference between living in an apartment and living in home will do to your budget. I'm surprised more people don't talk about the extra cost of home ownership. The mortgage, principle, taxes and insurance may only be a few hundred dollars more than the rent you were paying, but it doesn't include the cost of maintaining the property.
Cost Of Maintaining House
[caption

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Saturday, June 4, 2011

Ideas For the Cash Needy Homeowner

Ideas For the Cash Needy Homeowner - If you are a homeowner needy for some extra cash, then I have a few ideas that may help you out. Can't promise you a miracle, but a few ideas that may work out in your favor if you are willing and ready to try them.

Raising extra capital in this market environment is typical. You have to admit the economy is not doing so great, therefore, there are many people out there looking to raise some extra funds. Everyone from those real estate investing to first time homeowners are looking for ideas to raise some additional funds.
Ideas For the Cash Needy

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If I Lose My Job What About My House Payment?

If I Lose My Job What About My House Payment? - The payment is still due on your house if you lose your job. This is the unfortunate thing about the mortgage document you signed. There is no 'I lost my job, so I am not responsible for the mortgage' clause.

Just like your credit card bills, car note, insurance, and utilities are due even if you lose your job, so is your house note. Our debt obligations are ours no matter the situation or even if we feel like paying them or not. We signed up for the responsibility, so we have to deal with it.
If I Lose My Job What About My House

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What Is The First Step In Buying A Home?

What Is The First Step In Buying A Home? - You want a home, but are not sure what the buying first step is a common problem in the world. Our finances can get so out of hand that it is overwhelming to know where to start first.

This is very understandable in today's economy. It doesn't matter if you are getting in to real estate investing for the first time or just want to buy your very first home. You have to know where to start. Today, we are going to talk about taking that first step to get you on the road to home ownership.
What Is The First Step In Buying A Home?
Even real estate

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Friday, June 3, 2011

20 Percent Down Payment

20 Percent Down Payment - The payment of 20 percent down to purchase a home is a lot for people to swallow these days. However, you don't have much of a choice because that is the game the banks and lending institutions are playing.

This is not to knock them because they have to do what they believe to be right for their businesses. Getting back to responsible lending where the borrower has a significant amount of skin in the game.
20 Percent Down Payment
[caption id="attachment_2706" align="alignright" width="300" caption="20 Percent Down Payment"][/caption]

The decision to require

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Home-Maintenance Nightmares

Home-Maintenance Nightmares - There are many nightmares lurking when it comes to home-maintenance. You never know what you are going to get yourself into when you take on a project in your house.

It doesn't matter if you are real estate investing or trying to improve your current residence, there are possible nightmares around every corner. Today, I want to share a few of them with you. Hopefully, this doesn't scare you from performing your duties, but encourages you to get started because the longer you wait, the worst it can get.
Home-Maintenance Nightmares
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Thursday, June 2, 2011

How Much To Save For College

How Much To Save For College - Sending our children to college is coming for most of us, but how much should you save for it? It still shocks me people want to pay for their children's college expenses. If you ask me, this is what student loans, grants, and scholarships are for. However, many of you are interested in saving for college, so let's talk about it.

College is expensive today and will be more expensive in the future. Experts say a child born in 2003 can expect to pay at least $95,000 for a public school undergrad degree in 2021. If the university is private or prestigious, it

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How Much To Save For College

How Much To Save For College - Sending our children to college is coming for most of us, but how much should you save for it? This still shocks me that people want to pay for their children's college expenses. To me, that is what student loans, grants, and scholarships are for. However, many of you are interested in this.

College is expensive today and will be more expensive in the future. Experts say a child born in 2003 can expect to pay at least $95,000 for a public school undergrad degree in 2021. If the university is private or prestigious, it can start at $240,000 or more.
How Much

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Tips for Living Paycheck To Paycheck

Tips for Living Paycheck To Paycheck - Paycheck to paycheck living is something you don't want to subject yourself to. However, if this is your current state, then you will need some tips.

I understand sometimes funds are low and debts are high. No matter how much you want to live below your income levels, you can't. The situation you are in just have you stuck....for the moment.
Tips for Living Paycheck To Paycheck
[caption id="attachment_2691" align="alignright" width="300" caption="Tips for Living Paycheck To Paycheck"][/caption]

I say for the moment because you have to know this

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Calculating Your Offer For a Wholesale Real Estate Deal

Calculating Your Offer For a Wholesale Real Estate Deal - Figuring out what you’re going offer on a great home deal that you find, whether you’re going to wholesale or rehab it, is probably one of the most difficult and challenging parts of being a real estate investor. With over 250 deals under my belt, I’m going to go into detail about how to best do this. I am going to help you come up with an equation so you know what you are willing to pay. This allows you to protect yourself as well as to make sure you allow enough of a cushion that you could either wholesale or rehab it

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